CHECK GUARANTEE - Accept checks hassle free! - Easy set-up - No special equipment necessary Paper checks remain the most poplar type of non-cash payment. Billions of checks are written each year in the Untied States, with over 30 billion projected by 2005. With statistics like these, check acceptance is vital for business growth while protection against bad checks and fraud becomes paramount to your financial security. Electronic Merchant Services (EMS) has made check acceptance easy, reliable and guaranteed. You can safely accept checks from anyone with valid ID. EMS has designed comprehensive check guarantee programs to fit your specific business needs. Traditional Check Guarantee: This program fits most merchants and doesn't require special equipment. You have coverage and protection in accepting customer checks at the point of sale. In the event a check is returned, you receive 100% of the checks face value. How does it work? 1. Authorize the check through your credit card terminal or call voice authorization. 2. Deposit the check into your back account. 3. If the check is returned, submit it for claims. 4. You're reimbursed for the check's full amount within 7 days! What does it cost? The cost is typically less than a credit card transaction. The cost varies depending on business type. Contact us for an industry specific quote. Electronic Check Conversion (ECC): ECC is the latest check technology converting paper checks at the point of sale to electronic transactions. Retail merchants now return each paper check to the customer and the transaction is deposited electronically, like a credit card. Advantages include reduced bank fees, saving time, improved cash flow and the elimination of all returned checks. How does it work? 1. Scan the check through a check-reader connected to your credit card terminal. 2. Your customer signs the printed receipt, authorizing the transaction. 3. Return the check to your customer, it is deposited electronically. The transaction is now guaranteed, it will not bounce and you don't go to the bank! Discount rate Per transaction Monthly fee Monthly Minimum 1.74% $0.25  $10.00 $25.00 Phone: 800.515.9583 ProductsmApplicationm FAQ'smAbout Usm Contact Usm Homepage